Fast and simple business loan

In just a few minutes complete your application online and receive a loan in 3 days!

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How to get a business loan

Online business loan

Apply online

Applying for your loan online is fast and easy. All you need to do is register and provide the required documents. It will take 15 minutes only!

Credit assessment

Credit assessment

After receiving your complete application, our Team will assess it and will get back to you with a loan offer in as fast as 48 hours



Once you have accepted our loan offer, you will receive funds from PrestaCap within 48 hours

Eligibility criteria to receive a loan

Age of business

Age of business

Your company needs to be operating on the market for at least 2 years



Your business has a yearly turnover of at least € 50,000



Your business meets minimum credit score threshold



You need to have all requested documents in place

Use of loan proceeds

Growth/ Investment

You want to purchase new assets, hire new employees or expand the business

Working Capital

Your business needs working capital to fund your operations


You want to refinance your existing facilities

Costs Overview

Best service

Account creationfree
Creditworthiness checkfree
Receiving a loan offerfree
Credit specialistfree
Early repaymentfree

Transparent fees

6 months1%
12 months2%
24 months3%
36 months4%
60 months4%

Transparent costs

Interest rate range*3-13%

*The interest charged by PrestaCap depends on the risk level of your company