“Personal data”: any information regarding a physical person that identifies it or is deemed to identify it directly or indirectly, with particular reference to particular information such as the name or date of birth or any other personal characteristic.
“Person”: is the person related to the Personal Data.
“You” or “Your”: the applicant borrower subscribing on the PrestaCap platform (or anything related to it)
“Data Protection Officer” (DPO): is the entity that has the duty of valuing and organizing the protection of the Personal Data.
PrestaCap (also representing the Data Protection Officer) is the trading name of iBondis Limited, company number 09289254, and is authorized and regulated by the Financial Conduct Authority (license no. 664197). PrestaCap’s registered office is located at 101 Cavendish Avenue, Harrow, Middlesex, HA1 3RF, United Kingdom.
The data provided by you is secured and it is handled by the DPO or a responsible person within the DPO department.
We collect data with respect to your identity, address, and other personal details related to you or to your business. We must be able to contact you in order to verify your identity or your business and collect additional information.
Other details might include the source from which you were referred to the Website and other information used for marketing purposes.
PrestaCap will use the following data, but not only, on your identity:
Data on your business such as:
Data related to you visits on PrestaCap.com (our “Website”), including your IP address and browser.
PrestaCap gathers the following information with the aim of:
We might share your personal data with third parties, such as with credit bureaus, credit recovery companies or solicitors, anti-fraud services and for other security measures.
We will act with best effort to insure that these third parties are fulfilling any legal obligation related to the confidentiality of your data.
We might share your personal data with the FCA or other authorities if this is required by the law.
We will use your personal data to communicate with you in relation to ordinary or extraordinary events and occurrences related to you, to us or to an activity exercised by you on the Platform.
We might share your Personal Data with the following companies:
If you become aware that any of your personal data that you have shared with us including your profile information is incorrect, inaccurate or has changed, you are responsible to make respective changes or corrections on the Website and, if this is not possible, to communicate changes or corrections promptly to us in order for us to update your information.
All cookies can be blocked by setting the respective preferences in your browser.
By default, your browser will accept cookies, unless you change the respective settings.
For more details we suggest to follow the guide for your browser in order to be able to delete or change the settings in relation to cookies.
Cookies can be used for:
We undertake best efforts to take all reasonable steps and organizational measures to protect your personal data aside in cases of “force majeur” whereby we can demonstrate that the DPO or the DPO team cannot be deemed responsible. Your data will be stored within the Microsoft Azure database for a period of 5 years as stated in the Financial Conduct Authority (SYSC 9.1.2).
The Microsoft Azure database is based in the EU in compliance with the European Regulation on treatement of personal data.
Communication between you and PrestaCap
In case you would like to make a request based on your rights above, we ask you to communicate it to PrestaCap via phone or via email at the following address: Privacy@Prestacap.com